Real-Time Market Data
| Metric | Value | Change (24h) |
| Current Price | $1.41 | +2.0% |
| Market Cap | $86.48 B | — |
| Rank | #4 | — |
| 24h Volume | $3.22 B | +88.9% |
| Circulating Supply | 61.34B XRP | — |
Price Performance Summary:
7 Days: +11.7%
1 Year: +41.7%
ATH: $3.65 (July 2025)
## Fundamental Analysis: What Is XRP?
XRP is a high-performance digital asset engineered for global payments on the XRP Ledger (XRPL). Unlike Bitcoin, it uses a unique consensus mechanism for near-instant settlement (3–5 seconds).
Core Value Propositions:
Bridge Currency: Facilitates cross-border fiat transfers without pre-funded accounts.
Scalability: Handles 1,500 transactions per second (TPS).
Cost Efficiency: Transaction fees are mere fractions of a cent.
Key Distinctions:
XRP: The native token.
XRPL: The open-source blockchain.
Ripple: The technology company building payment solutions.
Institutional Adoption & ETF Landscape
The XRP landscape shifted in late 2025 following SEC approval of Spot XRP ETFs.
Major Issuers: * Bitwise, Grayscale, 21Shares, and Franklin Templeton.
Listings: Now trading on NYSE Arca, Nasdaq, and Cboe BZX.
Corporate Treasury Holdings:
Evernorth Holdings: Over 473 million XRP.
Galaxy Digital: Active institutional management.
## Technical Architecture & Security
The XRP Ledger uses the Consensus Protocol to achieve Deterministic Finality (irreversible transactions).
Validator Network: Operates via a Unique Node List (UNL) to prevent centralization.
Agreement Rule: Transactions require an 80% supermajority for finalization.
Anti-Spam: A small amount of XRP is “burned” (destroyed) for every transaction to prevent DDoS attacks.
Market Sentiment & Trading Pairs
Community Sentiment: 83% Bullish.
Volume Inflow: 24h trading volume spiked 89%, showing intense liquidity.
Top Trading Venues:
Binance: XRP/USDT ($243.3M Volume)
Coinbase: XRP/USD ($179.4M Volume)
KuCoin: XRP/USDT ($187.4M Volume)